We firmly believe that every individual is unique, with unique financial needs and objectives. We therefore create unique investment portfolios for each and every one of our clients. We consider the client’s age, income, investment time frame, personal circumstances, and financial objectives when creating these portfolios.
Islamic Investment Principles are strictly observed by Hejaz. For an investment fund to comply with Shariah Law, there are a number of principles it must abide by:
Riba (prohibition of interest or usury)
Haraam income (impermissible investments)
Maisir/maysir (speculation and/or gambling
Gharar (excessive uncertainty)
These principles are derived from interpretations of two sources: the Qur’an and the Sunna (the path of the Prophet). Shariah law governs all aspects of Muslim life and therefore imposes certain restrictions on finance and investments within the Islamic tradition. The below text provides a simple English explanation of basic Islamic investment principles observed by Hejaz.